Frank Bitzer, Esq.

Frank serves as Marsh & McLennan Agency’s in-house advisor on health care reform and employee health & benefits compliance issues (including the Affordable Care Act, ERISA, HIPAA, and COBRA).

Frank has more than thirty years of legal experience in the employee health & benefits industry including five years as an Investigator with the United States Department of Labor – Employee Benefits Security Administration.

Further, he has worked in large law firms, financial institutions, and insurance companies.  Frank is a Fellow in the American College of Employee Benefits Counsel (FACEBC), and is a Certified Employee Benefits Specialist (CEBS) from the International Foundation of Employee Benefit Plans and The Wharton School of Business – University of Pennsylvania.

Frank has been a frequent speaker at benefits conferences across the United States and has authored/co-authored the following books on employee benefits:ERISA Facts (Summit Business Media)

  • Benefits Facts (Summit Business Media)
  • Quick Reference to ERISA Compliance (Wolters-Kluwer)
  • Plan Termination Answer Book (Wolters-Kluwer)
  • Insider’s Guide to DOL Audits (Wolters-Kluwer)
  • Coverage and Nondiscrimination Answer Book (Wolters-Kluwer)
  • Pension Answer Book Forms and Worksheets (Wolters-Kluwer)


  • Certified Employee Benefits Specialist (CEBS)
  • Fellow - American College of Employee Benefits Counsel (FACEBC)


  • Juris Doctor, University of San Diego School of Law
  • Bachelor of Science, University of Cincinnati


  • Boy Scouts of America:  Dan Beard Council, Friends of Scouting Committee
  • Member, Prince of Peace Lutheran Church, Loveland, Ohio

Note:  Although Frank is licensed to practice law in Ohio, he cannot provide legal advice to Marsh & McLennan Agency’s clients.  However, his professional background and expertise are an asset to Marsh & McLennan Agency and its clients in evaluating their healthcare and other employee health & benefits offerings.

About Marsh & McLennan Agency LLC
Marsh & McLennan Agency is the trusted partner of businesses, municipalities, education and non-profit organizations, professional service providers, individuals, and families located in communities throughout the country. Our Midwest team of more than 180 insurance, human resource, financial, and legal professionals provides comprehensive, value-driven insurance and financial services that effectively manage risk and protect clients’ assets and interests—tailoring solutions to meet their unique needs.

Frank Bitzer
Frank Bitzer Esq., CEBS, FACEBC

6279 Tri-Ridge Blvd., Suite 400
Loveland, OH 45140

Local: (513) 707-1752
Toll Free: (800) 949-1167
Fax: (212) 701-2621