Cyber & Data Security

Keyboard intruderHow confident are you that your computer systems are protected from the ever-growing threat of cybercrime?

Technological change is affecting the way we work, play, and live. We are no longer content with obsolete methods.  As technological advances continue, our dependency on this technology increases.  As a result, consumers expect more, and your pressure to meet these expectations escalates.

The rapid change in technology has had an impact on the insurance industry as well. Traditional insurance programs do not meet the changing exposure to loss that has been created by new technology.  State and Federal privacy laws designed to prevent and deter identity theft are being enacted with increasing frequency.  Security breaches range from a misplaced mobile device to a sophisticated cyber attack.

In most instances, the law requires companies to notify potentially affected individuals and take proactive steps to minimize the possibility of identity theft.  Even if no identity theft results, compliance with legal mandates can be a significant expense.

Marsh & McLennan Agency can work with you to identify the cyber liability exposure to your business and evaluate the best way to minimize the risk through insurance solutions:

Coverage options include:

  • Liability coverage for financial losses resulting from identity theft
  • Privacy notification expense
  • Credit monitoring services for affected individuals
  • Lost income resulting from computer hacking and virus transmissions
  • Extra operating expenses from cyber attacks

AudioCast:  Cyber Risk:  Get in Front of It
Presented by:  MMA and the FBI
October 19, 2017 | 10 - 11 a.m. and 1 - 2 p.m. EST
October 20, 2017 | 11 a.m. -12 p.m. EST

Today's news headlines are never short on high-profile cyber breaches that illustrate how devastating a breach can be to a company’s revenue, reputation and even its bottom line. Given the severity of the exposure, data security and privacy are now boardroom governance concerns.

To help you manage the risk, Marsh & McLennan Agency will hold an AudioCast on October 19 and October 20, 2017. We will discuss how to evaluate your organization’s preparedness for a cyber-attack and cover best practices on breach prevention and response.

FBI Special Agent, Judy Eide
| Private Sector Coordinator
Marc Schein | Marsh & McLennan Agency, Cyber Champion


Cyber & Data Security Risk Survey Reports

Marsh & McLennan Agency conducts an annual survey about perceptions of cyber risk and Cyber Liability insurance.  We then analyze the feedback of employers across the United States and draw out observations about how small and midsize employers view cyber issues.  Click the links below to view the results of our surveys.

2016-2017 Report:  Coming Soon!

2015-2016 MMA Cyber & Data Security Risk Survey Report

2014-2015 MMA Cyber & Data Security Risk Survey Report

2013-2014 MMA Cyber & Data Security Risk Survey Report


The following videos are from our April 11, 2017, seminar "Cyber Security Protection:  What To Do When Your Private Information Becomes Public."

Video 1
Video 2
Video 3
Video 4
Video 5
Video 6

Additional Resources:

USA Today:  Breach insurance...not just for the big guys

The Top 10 Data Breaches in the Past 12 Months

What You Should Know About Cyber Liability Insurance Policies

Beware of These Four Myths of IT Data Security

Cyber Liability:  Understanding Third-Party Exposure Risks

Cyber Liability:  Determining What Information is Confidential

Cyber Liability:  The Cost of a Data Breach

Your Medical Record is Worth Morth to Hackers Than Your Credit Card 

Data Breach-Cyber Liability Presentation 

Information Regarding Anthem Cyber Attack:

Anthem was recently the target of a very sophisticated and widespread cyber attack.  Data, including personal information, may have been impacted. 

Anthem has created a hotline, 1-877-263-7995, along with a website,, that has more information, including Frequently Asked Questions (FAQs) to further explain the cyber attack and the steps Anthem is taking to address the matter.  Among other helpful information, these FAQs identify the brands and plans impacted.  We encourage you to review these resources and monitor events as they unfold.